Mobile Deposit Capture
Mobile deposit capture lets you deposit your checks in the convenience of your home, work, or on the go! Just snap a picture of your endorsed check, and we’ll get the funds into your linked account before the end of the next business day.
How Do I Use It
First you’ll need to download our app “The Finest Federal Credit Union” (available for Android or Apple smart phones or tablets)
Set up a username for yourself in the deposit tab of the app
Username must be between 3 and 20 characters and must start with an alphabetical letter
Remote Deposit password requirements are:
Minimum 8 Characters – Maximum 20 characters;
At least one special character
Lastly, we’ll review your username request and send you a confirmation when you have been approved and can start depositing. Once approved you will receive a confirmation and will be able to begin using our mobile deposit
Please remember to endorse the back of the check by signing your name, writing your account number and including the words “Remote Deposit”
Our Online Banking System, It’sMe247, https://obc.itsme247.com/276/, is a secure site that allows you to access your accounts anytime you want from a computer or smart phone. The system allows you to do update your information, view transactions and e-statements, set up text and email alerts, and move money between your credit union accounts or linked external accounts.
eStatements with 12 months of viewable records
Message Center with E-Alert and Text Alert options
Free Online Bill Pay for members with a checking account
Instant transfers between your credit union accounts or with linked accounts at other institutions
Quick loan applications and instant certificate or savings club openings
Money Desktop personal financial manager
How do I use it?
You can access It’sMe247 Online Banking as soon as you are a member! Login for the first time by using the last 4 digits of your social security number within 90 days of opening your membership. If it’s been more than 90 days, just give us a call to reset your password. For other tutorials showing you how to use each feature in It’sMe247, visit our Video Tutorial Library!
Online Bill Pay
Easy Pay Online Bill Pay allows members with a checking account to quickly and easily pay their bills online. Electronic payments can be set up to major companies and utilities, like conEdison, or a paper check can be sent to a person or company not set up to receive electronic payments, like a landlord or family member.
Free and unlimited payments
Easy bill pay set up with a list of common payees
Due date reminders and automatic payment options
Viewable bills from your linked companies
How do I use it?
Sign up for Easy Pay Online Bill Pay in the Pay Bills tab of It’s Me 247 Online Banking. It will take 24-hours to set up your account once you’ve accepted the user agreement. Once your account is established, set up your first bills using the tutorial below. See additional tips and features in our Video Tutorial Library.
CU*Talk phone banking is the fast and convenient way to access your accounts when you’re on the go. All you need is a touch-tone phone and your member number.
Phone banking gives you the ability to:
Transfer funds between your Finest accounts
Withdraw from your accounts by requesting a check sent to your primary address
Check recent activity on accounts including cleared checks
Get current CU rates and loan estimate calculations
How do I use it?
Your membership is automatically set up to access phone banking. Call from your phone to access phone banking.
Your first use
Call (800) 860-5704 and use the last 4 digits of your social security number as your pin.
You will then be prompted to create a customized pin. Your temporary pin of the last four digits of your social will expire after 90 days of opening your membership.
If it has been longer than 90 days since you’ve accessed your account with Phone Banking, please give us a call at (800) 860-5704 and we will reset your pin.
Once you have successfully logged in, follow the prompts to navigate the phone banking menus.